Boat and watercraft insurance protects your boat, the gear on board, and your finances if someone is hurt or property is damaged, so your weekends on the water can stay focused on fishing, tubing, and time with friends. Unified Insurance Solutions in Clive helps owners find coverage that fits how, where, and how often they get out on the water.
Many homeowners policies offer little or no coverage for boats, and what they do include often applies only to small craft with low horsepower. Liability away from your property may be limited or excluded. A dedicated policy is built for time on the water and typically offers broader protection and higher limits.
Depending on the carrier, we can also discuss towing and on-water assistance, trailer coverage, and agreed value options for newer boats.
Fishing boats, pontoons, ski boats, sailboats, jet skis, and kayaks all come with different risks. We look at your boat's value, how you store it in the off-season, and who operates it, then compare options from multiple carriers. For added liability protection, ask about Umbrella Insurance. Planning a longer trip on land? See our RV Insurance page.
Get your boat covered before the season starts. Unified Insurance Solutions insures boats and personal watercraft for owners across the Des Moines metro and in Nebraska, Minnesota, Missouri, and Arizona. Start with our online quote request, or contact our Clive office at 515-978-8592 to talk through your options with a local agent.
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