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Unified Insurance Solutions

12035 University Ave, Ste 201
Clive, IA 50325

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Home Insurance

Home Insurance in Iowa

Protect Your Iowa Home and Everything in It

Home insurance helps you repair or rebuild your house, replace your belongings, and cover liability claims, so a covered loss does not set your family back. Whether you own a historic bungalow or a brand-new build, Unified Insurance Solutions in Clive helps Iowa homeowners protect that investment with coverage that fits the home and the people inside it.

Why Iowa Homeowners Are Taking a Closer Look

Central Iowa weather keeps homeowners on their toes. Spring hail, summer windstorms, and winter freezes can damage roofs, siding, and plumbing in a single afternoon. Premiums across the state have climbed in recent years, and many policies now carry separate wind and hail deductibles based on a percentage of your dwelling coverage. Two quotes can look similar on price while offering very different protection.

That is where a local agent makes a difference. We compare policies from multiple carriers and walk you through the details that matter most when it is time to file a claim.

What Iowa Home Insurance Can Cover

  • Dwelling coverage to help rebuild your home at today's construction costs
  • Personal property for furniture, electronics, and everyday belongings
  • Liability protection if a guest is injured on your property
  • Additional living expenses if a covered loss forces you to stay elsewhere

We will also help you review options for roof replacement cost, sewer and sump pump backup, and flood insurance. Standard policies typically exclude flooding, which matters for homes near Walnut Creek and other metro waterways. For extra peace of mind, ask about Umbrella Insurance.

Bundle and Save on Home and Auto

Pairing your homeowners policy with Auto Insurance is one of the easiest ways to lower your costs. Use our online home insurance quote tool to compare rates in minutes.

Protect Your Iowa Home Today

From Urbandale to Ankeny, and for clients in Nebraska, Minnesota, Missouri, and Arizona, we are here to help you feel confident about your coverage. Contact Unified Insurance Solutions today to schedule a policy review with our Clive team.

Partner Carriers

  • American Modern
  • Amtrust
  • Branch
  • Chubb
  • CNA
  • Dairyland
  • Employers
  • Markel
  • Foremost
  • Flow Flood
  • Geico
  • Guard (Berkshire Hathaway)
  • Hagerty
  • Hanover
  • Hiscox
  • HOMESTATE
  • ICW
  • Integrity
  • Liberty Mutual
  • Donegal
  • Nationwide
  • Next
  • Open Road
  • Pekin
  • Personal Umbrella
  • Philly
  • Progressive
  • Secura
  • State Auto
  • Steadily
  • Stillwater
  • The Hartford
  • Travelers
  • Wright Flood
  • US Assure