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Unified Insurance Solutions

12035 University Ave, Ste 201
Clive, IA 50325

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Commercial Auto Insurance

Commercial Auto Insurance in Iowa

Keep Your Iowa Business Moving

When your trucks, vans, and cars are covered, your team can focus on the job ahead instead of the what-ifs on the road. Commercial auto insurance protects the vehicles your business depends on, the people who drive them, and the customers you serve along the way. From our Clive office, Unified Insurance Solutions helps owners find coverage that fits their fleet, whether that means one pickup or a dozen delivery vans.

Why a Personal Policy May Not Be Enough

Personal auto policies are built for commuting and errands. Many limit or exclude coverage when a vehicle is used mainly for business, such as hauling equipment, making deliveries, or transporting clients. A commercial policy is designed for that work and typically offers higher liability limits to match the risk.

Commercial Auto Coverage Options

  • Liability for injuries and property damage your drivers cause to others
  • Collision and comprehensive for accidents, hail, theft, and vandalism
  • Uninsured and underinsured motorist when the other driver has little or no coverage
  • Medical payments for your driver and passengers after an accident
  • Hired and non-owned auto for rentals and for employees who run business errands in their own cars

We can also discuss options like towing, rental reimbursement, and coverage for tools and equipment you carry.

Built Around How You Drive

Contractors, landscapers, caterers, delivery services, and sales teams all use vehicles differently. We look at who drives, how far they travel, and what they carry, then compare options from multiple carriers. Employee injuries on the job fall under Workers Compensation, and larger claims can be backed by Umbrella Insurance. Explore our full range of Commercial Insurance to round out your protection.

Get Your Commercial Auto Quote Today

Whether you run one work truck or a full fleet, Unified Insurance Solutions insures business vehicles across the Des Moines metro and in Nebraska, Minnesota, Missouri, and Arizona. Start with our online quote request, or contact our Clive office at 515-978-8592 to review your vehicles and drivers with a local agent.

Request a Quote

Partner Carriers

  • American Modern
  • Amtrust
  • Branch
  • Chubb
  • CNA
  • Dairyland
  • Employers
  • Markel
  • Foremost
  • Flow Flood
  • Geico
  • Guard (Berkshire Hathaway)
  • Hagerty
  • Hanover
  • Hiscox
  • HOMESTATE
  • ICW
  • Integrity
  • Liberty Mutual
  • Donegal
  • Nationwide
  • Next
  • Open Road
  • Pekin
  • Personal Umbrella
  • Philly
  • Progressive
  • Secura
  • State Auto
  • Steadily
  • Stillwater
  • The Hartford
  • Travelers
  • Wright Flood
  • US Assure