Skip to content
Click to Call
Unified Insurance Solutions

12035 University Ave, Ste 201
Clive, IA 50325

Get Directions

RV Insurance

RV Insurance in Iowa

Hit the Open Road Across Iowa

RV insurance protects your motorhome or camper, the belongings you bring along, and your finances if an accident injures someone or damages property, so your attention stays on the miles ahead. Unified Insurance Solutions in Clive helps owners find coverage that fits how often they travel and how they use their RV.

Why Your RV Needs Its Own Policy

A standard auto policy may not fully cover a motorhome, and a towable camper typically has limited protection when it is unhitched and parked at a campsite. A dedicated RV policy is designed for time on the road and at the campground.

Coverage Options for Motorhomes and Campers

  • Liability for injuries and property damage you cause while driving or at your campsite
  • Collision and comprehensive for accidents, hail, fire, theft, and vandalism
  • Personal belongings such as bikes, cookware, electronics, and camping gear
  • Vacation liability if a guest is hurt while your RV is parked and in use as a temporary home
  • Emergency expenses for lodging and travel if a covered loss leaves you stranded far from home

We can also discuss roadside assistance and full-timer coverage.

Insurance for Motorhomes, Trailers, and Campers

Class A motorhomes, camper vans, fifth wheels, travel trailers, and pop-up campers all come with different needs. We consider your RV's value, where you park it between trips, and whether you travel a few weekends a year or live on the road, then compare options from multiple carriers. Many owners save by pairing their RV policy with Auto Insurance. For added liability protection, ask about Umbrella Insurance, and if you enjoy time on the water, see our Boat/Watercraft Insurance page.

Get Your RV Insurance Quote Today

Planning your next trip? Unified Insurance Solutions insures motorhomes, travel trailers, and campers for owners across the Des Moines metro and in Nebraska, Minnesota, Missouri, and Arizona. Start with our online quote request, or contact our Clive office at 515-978-8592 to talk through your options with a local agent.

Request a Quote

Partner Carriers

  • American Modern
  • Amtrust
  • Branch
  • Chubb
  • CNA
  • Dairyland
  • Employers
  • Markel
  • Foremost
  • Flow Flood
  • Geico
  • Guard (Berkshire Hathaway)
  • Hagerty
  • Hanover
  • Hiscox
  • HOMESTATE
  • ICW
  • Integrity
  • Liberty Mutual
  • Donegal
  • Nationwide
  • Next
  • Open Road
  • Pekin
  • Personal Umbrella
  • Philly
  • Progressive
  • Secura
  • State Auto
  • Steadily
  • Stillwater
  • The Hartford
  • Travelers
  • Wright Flood
  • US Assure