You picked the location, set up the space, and invested in the tools your team relies on. That space is where your business comes to life, and it deserves coverage as thoughtful as the work you put into it. At Unified Insurance Solutions in Clive, we help business owners find property coverage that fits how they operate, whether they own their building or lease space.
Depending on your operation, we can also discuss equipment breakdown, spoilage for perishable goods, and outdoor signs.
Two policies can look alike on paper and pay out very differently. Some apply a separate deductible for wind and hail. Some pay replacement cost, while others pay actual cash value, which subtracts depreciation. Flood is usually excluded, so it is worth asking whether your location needs a separate policy. We walk you through each of these choices before a storm, not after one.
Our agents compare policies from multiple carriers and explain the differences in plain language. Smaller businesses may save by pairing property and liability in a Business Owner’s Policy. For injury claims from customers or visitors, see our General Liability Insurance page, or explore our full range of Commercial Insurance.
Unified Insurance Solutions insures storefronts, offices, and warehouses across the Des Moines metro and in Nebraska, Minnesota, Missouri, and Arizona. Start with our online quote request, or contact our Clive office at 515-978-8592 to review your building and equipment values with a local agent.
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